Ledgers is the bookkeeping engine under your practice: the books arrive nine-tenths done, the chasing does itself, MTD ITSA files in bulk and the Companies House register stays inspection-ready. Your firm still does the bookkeeping — it just stops doing it by hand. Same fees. A fraction of the hours. The difference is your margin.
Free for your practice. Clients from £0/month. No card to start.
It's the work you can't bill properly, can't hire fast enough for, and can't get clients to help with. Every new client needs more junior hours — so your book is capped by headcount you can't scale. And it's the gate you must clear before the work you actually get paid for.
Juniors burn hours categorising and reconciling at a rate you can't charge for. It's the lowest-margin work in the building — and the hardest to scale.
The year-end is a month of emails: “can you send the bank statements, the contracts, that one invoice?” You're the bottleneck for work that isn't yours.
Clients hand you a Xero file six months behind. You re-key, you reclassify, you reconcile — before you can even start the accounts you're actually paid for.
One owner-managed Ltd, year end 31 December. Before Ledgers, and after. Same client, same firm — different week.
Since April 2026, every sole trader and landlord over £50,000 files quarterly updates with HMRC. From April 2027 the threshold drops to £30,000 — and most practices' client lists double overnight. Multiply four deadlines by a hundred clients and the maths only works one way: you clear quarters in bulk, or you drown politely.
Every client in MTD's scope, on one board — who's mandated, who's connected, whose quarter is due, straight from HMRC's own obligations, synced nightly.
The agent asks the client for the specific thing blocking their quarter — connect a bank, link HMRC, upload June's statements — and stops the moment it arrives.
Review each client's year-to-date figures — every number traceable to its ledger line — tick, and submit together. Nothing files that you haven't seen.
Practice tools show you a list of clients. Ledgers shows you a quarter — because it's the only one that owns the books underneath.
Landlord clients too — with the finance-cost restriction (the s.24 relief generalist tools misfile) handled correctly, per property. Onboarding a whole book? Paste your client list — names, company numbers, last year's income — and Ledgers creates, checks and de-duplicates the lot.
Moving a client is your name on the line — so here's the case, client's-eye view, in the words you'd use across the desk.
Ledgers replaces the software and the keying-in, never the bookkeeper. Your firm still runs the books, signs them off and bills for it — the engine just collapses your cost of doing it. It says “keeps your accountant” on our homepage.
Full export any time, a ledger that shows its working, and your review recorded immutably. If they ever leave, they leave with everything.
The chasing texts stop. The January panic stops. The year-end conversation becomes about the business, not the shoebox — and that reflects on you.
The honest comparison: Xero hands your client a tool and leaves the work on someone's desk. Ledgers does the donkey work — and your firm delivers the finished books, at your fee, in a tenth of the hours.
Categorised, reconciled, evidence attached, all year round. Your team finishes the last tenth — the judgement calls — and the job that took a day takes an hour. The fee doesn't change. The margin does.
The Today inbox reads every client's books overnight and ranks what will actually bite — in plain words, never a score.
Receipts, bank connections, HMRC links, missing statements — drafted by the agent, sent under your name, reconciled before every nudge so nobody's chased for what already arrived. Preview-first until you loosen the dial.
Every box drills down to its transactions; missing evidence is flagged before you sign, not found by an inspector after. Filed to HMRC over MTD — live and verified.
VAT, CT, accounts, confirmation statements and now ITSA quarters — fused with books-readiness, so “due in 20 days but blocked” outranks “due in 6 and ready”.
The working papers your year-end needs, already tied to source — no re-keying into your CT software. Prepared by the engine, for you to review and finalise.
Bulk client intake from a spreadsheet: validated, de-duplicated against your existing list, created through the same onboarding your best senior would run.
Ask a question, request a document — it lands in the client's inbox and comes back attached to the transaction.
Your review is a recorded event on the ledger. What you approved is what stays filed.
Partners see the firm; seniors and juniors see their clients. Enforced in the database, not the UI.
Tap any number — P&L line, VAT box, quarterly update — and see the transactions behind it. Glass box, all the way down.
Karbon sees your email. Dext sees receipts. BrightManager sees dates. None of them can see whether the books are actually ready — so you still open every client to find out.
Xero and QuickBooks own the books but treat your practice as an afterthought — a partner portal, a discount scheme, a list of organisations.
Owns the books and the practice console — so the Monday list, the deadlines, the quarters and the chasing all read the actual ledger. That's not a feature. It's the architecture.
Since 18 November 2025, every new director and PSC must verify their identity with Companies House — and every existing director follows at their company's next confirmation statement. Six to seven million people by mid-November 2026. If your firm verifies clients, you carry the records duty for seven years. Most firms are tracking it in a spreadsheet next to the client list. That's the risk.
A director at three of your clients is one person on the register. Verify once; covered everywhere. New appointments surface on your Monday list automatically.
The agent writes to the client naming exactly who still needs to verify, points them at GOV.UK One Login, and stops the moment the register says done.
Outcomes are immutable, personal codes encrypted, document evidence vaulted, the seven-year clock kept for you — and deleted the day it lawfully can be.
One click: the full register with history, ready for the inspector. No codes in the export — proof without exposure.
Ledgers never verifies anyone. Your firm — or GOV.UK One Login — performs the check. Ledgers keeps the register, the evidence and the audit trail that prove it.
No practice tool has identity verification wired to the client list. This one does.
Recurring engagement invoices from your own practice ledger — your brand, paid online, chased politely, booked automatically on both sides. You'll never write “just following up on our invoice” again.
Every client you bring earns your firm 20% of their subscription — not for twelve months, for as long as they stay. Penny-reconcilable in your earnings tab, with the written client disclosure your Code of Ethics requires generated per client, so accepting it is clean.
Comparison your partners will ask about: the big platforms pay 30% for the first year, then nothing. Twenty percent forever overtakes that before month 20 — and keeps going.
Every posting Ledgers makes shows its work: the category it chose, the reasoning, the source document, and the rule it learned from your past corrections. Low-confidence items are flagged to you, never hidden. You review the edges and trust the middle — and when something's wrong, you correct it once and it learns.
No offshore team, no “trust us.” Just a ledger that can defend every number in it — the audit trail you'd want to stand behind.
Nobody's taking bookkeeping off your fee schedule — clients happily pay for done-and-signed-off books, and they should keep paying you. What changes is the cost of producing them: the hours you used to write off, the tidy-ups you swallowed, the January overtime. Fixed fee in, fewer hours out — the same team carries twice the clients, and the gap is yours.
| The hour goes to… | Before | With Ledgers |
|---|---|---|
| Categorising & reconciling | You / a junior | Ledgers |
| Chasing records | You, by email | In-app, automatic |
| Year-end clean-up | Days, every January | Books already live |
| FRS-102 & CT prep | Manual schedules | Prepared, you review |
| Advisory & planning | Whatever's left | The job |
Drag the sliders to match your practice. This is the margin Ledgers hands back on fees you already charge — the hours drop; the fee doesn't.
Assumes Ledgers automates ~85% of routine categorising, reconciling and chasing — the rest you review. Drag to match your own book.
Illustrative, based on your inputs — not a quote. Actual results depend on client mix and how much you automate vs review.
Invite one — or paste the whole list. The onboarding agent runs the checklist a good senior would: Companies House imported, CDD recorded, bank invite sent, opening balances staged. Books runnable by Friday, no senior burned.
Bank feeds connect, history imports, the AI categorises and reconciles. You review exceptions, not everything.
Assign your team, watch the Monday list, let the agent chase, clear quarters in bulk, sign off what matters.
We're onboarding a small group of UK practices hands-on, directly with the founder — your first clients migrated with you, your workflows shaped into the product.
The quarterly workflow is built for lists, not individuals: obligations sync nightly from HMRC per client, readiness is checked against the actual books, and submission is a reviewed batch. What we'd tell you honestly: we're onboarding practices hands-on for exactly this first year of mandation — you get the machine and the founder.
No — and be wary of anything that claims to. Verification is done by your firm under your AML supervision, or by the individual through GOV.UK One Login. Ledgers is the register: who's verified, the evidence, the seven-year records, the audit pack. The duty stays yours; the paperwork stops being.
Commission is permitted with written client disclosure and consent — Ledgers generates that disclosure per client, stating the exact amount, so your file is complete before you accept a penny. Prefer not to take it? Pass it on as a discount.
It converts your lowest-margin hours into capacity, not lost revenue. The bookkeeping line was already the work you write off and can't scale. Firms keep the client and re-price toward advisory — where the margin and the relationship actually live. You bill for judgement, not data entry.
You do — always. One active firm per client, explicit consent, your brand on the engagement. We never sell your client a year-end or step between you. Ledgers is the engine room; you're the advisor of record.
Yes. The engine keeps books MTD-ready, prepares FRS-102 adjustments, the statutory accounts pack and CT600 iXBRL — and you review and finalise. Every figure traces to its source, so the file you submit is one you can defend.
It flags low-confidence items to you instead of guessing silently, and nothing is hidden — every posting shows its reasoning and source. You correct it once, and it learns the rule for next time. You sign off the period; it's locked with your name and the evidence behind it.
They won't. Partners, managers, juniors and outsourced staff each get scoped, enforced access — only the clients and data they should see, with PII redaction where it's needed. It's a real Chinese wall, not a spreadsheet of who-can-see-what.
Pricing is per client by transaction volume, so it scales with the book — not a flat per-seat tax. Start free, bring a client, and see the economics on your own numbers before you roll out the portfolio.See pricing →