Connect a bank. Ledgers categorises, reconciles and closes the books — continuously. VAT, payroll and Corporation Tax: prepared and ready. The genuinely ambiguous edges are surfaced to you to approve — never posted silently. There's no month-end, because the close never stopped running. Free while you're pre-revenue. From £4.99/mo once you outgrow Free.
Not in the UK? See Ledgers Global → — the engine works anywhere; local tax stays with your accountant.
Xero and QuickBooks sold you software and quietly handed you the job. The categorising, the reconciling, the receipt-chasing — all of it still landed on you. Ledgers is the first accounting platform where the platform actually does the accounting.
Two jobs, two skill sets, two bills. Most founders pay for both and quietly think it’s the same person. Here’s what each one actually does — and which one Ledgers takes off your plate.
Three shapes of business, one shared frustration: the bookkeeping work was supposed to belong to someone else.
Everything Xero does — bank feeds, ledger, VAT, reports — plus the part Xero quietly left for you. The bookkeeping. We do it. You approve it. Your accountant signs it off.
We pull from your bank, categorise to your chart of accounts, and chase the missing receipt from the supplier directly. You wake up to a clean ledger.
Two weeks before the deadline, your VAT return is drafted and anomalies are flagged. Every VAT return is surfaced to you to approve — never filed silently. You approve — then file it through your MTD software or hand it straight to your accountant. Direct MTD filing from Ledgers is coming.
No month-end close ritual. Your books are current today, tomorrow, and on the 1st. Your accountant signs off when they want — the pack is waiting.
Most “AI bookkeeping” stops at sorting transactions and hands the hard part back to a human. Ledgers keeps going — through the adjustments, the statutory work, the filings. The work that normally needs your accountant is done here too, with every decision logged and the edges surfaced for you to approve.
An AI doing your books should make you nervous — unless it shows its work and you approve the edges. Ours does both. Nothing happens that you can't trace back to a reason.
Routine, high-confidence entries post automatically with a logged reason. The genuinely ambiguous ones — and every VAT return — are surfaced to you to approve before they post. Nothing is filed silently.
Every agent runs inside explicit, enforced permissions it cannot exceed. Each decision lands as a Trust Receipt with the evidence behind it, written to an immutable audit log.
When a contract or document turns up later, Ledgers revisits the original treatment and proposes the fix — a quarterly rent payment respread as a prepayment, say. You approve; the trail shows why.
On the first of every month, you get the same email. Your numbers, the things we handled, the few items that need your tap. That’s the entire monthly accounting ritual now.
Most founders open Xero the day an investor asks for numbers. By then it’s six weeks behind. Ledgers keeps your operating metrics current in the background, so you can answer “what’s the runway?” in four seconds — not four days.
We migrate you off Xero or QuickBooks in a day. Your accountant stays. Everything else in the bookkeeping pile goes.
No Xero export. No re-keying. No year-end catch-up. You work in Ledgers; your accountant works in the same ledger — and runs their whole practice on it.
Connect a bank and get on with the business. Categorised, reconciled, VAT & payroll prepared, numbers current — with the few real decisions surfaced for a tap.
Your accountant opens your books in one click, sees every figure's source, signs off the period, and manages their whole client portfolio — deadlines, queries, year-end — in one place.
For accountants →The usual UK setup is three line items: an accounting platform, a bookkeeper, and an accountant on retainer — plus a receipts app and the hours of your own life feeding all of it. Here’s what it actually costs.
Six plans, from free to custom. Most pre-seed founders sit on Free or Starter; most seed startups land on Growth. Full table on the pricing page.
You don’t migrate accounting software at 3am for fun. We’ve made the switch the least painful thing on your week.
You approve the edges — nothing posts silently. SHA-256 signed sign-offs. Read-only bank access. Penalty Pledge on Growth+. Full audit trail on every decision. See the six guardrails →
Connect a bank, forward your inbox, watch your last 30 days categorise themselves. Free while you're pre-revenue — no card needed.