Ledgers is an AI accounting platform for UK sole traders, landlords and small companies. It connects to your bank, does the bookkeeping continuously, and prepares your VAT, payroll and tax — built for Making Tax Digital from the ground up. You keep your accountant for year-end; Ledgers replaces the spreadsheet, the bookkeeper and the month-end scramble.
Small-business accounting is still built around a monthly ritual: export the bank statements, categorise everything by hand, chase the numbers, then hope the return is right. Making Tax Digital makes that ritual quarterly. We think that's the wrong shape entirely. Ledgers keeps the books continuously correct, so there's no month-end — the close never stopped running — and your MTD updates are ready when they're due.
The other problem with AI and money is trust. An AI doing your books should make you nervous — the numbers drive your tax and your decisions. So Ledgers is a glass box, not a black box: high-confidence entries post automatically with a logged reason, the genuinely ambiguous ones are surfaced to you to approve, and every decision is auditable forever. You approve the edges; nothing posts silently.
Our guides and free tools deal with tax — so accuracy matters. Every threshold, deadline, rate and penalty we publish is checked against the primary source: HMRC and GOV.UK guidance, with the tax year stated. Tax figures live in a single reviewed source of truth in the product, and the guidance is dated so you can see how current it is. Where the rules are genuinely uncertain, we say so rather than guess.
Ledgers is guidance and software, not personalised tax advice — for your specific circumstances, your accountant (whom we're designed to work alongside) is the right call. See our trust & security page for how we handle your data and high-stakes filings.